The Service is a personal finance information management service that allows Users to consolidate and track their financial information on www.bankwiser.co. Based on such information, the Service may also present information relating to third party products or services. The Service is provided to you as an aid to assist you in organizing and managing your finances. It is not intended to provide legal, tax or other professional advice or service.
Your account must be registered by a human. Accounts automatically registered by "bots" or other methods are not permitted. Additionally, you must be 16 years of age or older to register for Bankwiser.
You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your e-mail address allows you to access the Service. By providing us with your e-mail address, you agree to receive all required notices electronically, to that e-mail address. It is your responsibility to update or change that address, as appropriate. If you become aware of any unauthorized use of your Registration Information, you agree to notify us immediately at the email address support[at]bankwiser.co.
Your right to access and use our website and the Service is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use our site for lawful purposes. The Service is most effective when accurate information is supplied. You must provide true, accurate, current, and complete information about your accounts maintained at other web sites and you may not misrepresent your Registration Information. In order for the Service to function effectively, you must also keep your Registration Information up to date and accurate. Obviously, failure to do so will affect the accuracy and effectiveness of the Service.
Your access and use of our site may be interrupted from time to time for any of several reasons, including without limitation the malfunction of equipment, periodic updating, maintenance or repair of our site, or other actions that we, in our sole discretion, may elect to take.
We may offer “beta” or trial versions of the Service or special features. You acknowledge that such features are provided “as-is” and may contain errors or inaccuracies that could cause failures, corruption, or loss of data and/or information from any connected device. Your use of any such features is at your own risk.
You agree that we may use your feedback, suggestions, or ideas in any way, including in future modifications of the Service, other products or services, advertising, or marketing materials. We will not sell, publish, or share your comments or feedback in a way that could identify you without your explicit permission.
By submitting information, data, passwords, other login information, materials, and other content to through the Service, you are licensing that content to us solely for the purpose of providing the Service. Except as otherwise stated in this Agreement, we may use and store the content, but only to provide the Service to you. By submitting this content, you represent that you are entitled to do so, without any obligation to pay any fees or other limitations.
The contents of the Service and our site, including its text, graphics, images, logos and button icons, photographs, editorial content, notices, software, and other material, are protected under copyright, trademark, and other laws. The contents of our site belong or are licensed to us or our software or content suppliers. We grant you the right to view and use the Service subject to these terms. You may download or print a copy of information provided on our site for your personal, non-commercial use only. Any distribution, reprint, or electronic reproduction of any content from our site in whole or in part for any other purpose is expressly prohibited without our prior written consent. All rights not granted are exclusively reserved by us. This is not a transfer of ownership in any intellectual property owned by us.
You agree that you will not:
As part of the Service, we may allow Users to post content on bulletin boards, blogs, and at various other publicly available locations on our site. You agree in posting content to follow certain rules:
This Agreement will remain in effect until terminated by either you or us as set out below. If you want to terminate your agreement with us, you may do so by closing your account for the Service.
We may at any time terminate our legal agreement with you immediately upon notice to the email address provided by you as part of your Registration Information:
BANKWISER SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO WWW.BANKWISER.CO, YOUR USE OF THE SERVICE OR THIS AGREEMENT, EVEN IF BANKWISER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Bankwiser may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on the www.bankwiser.co site. In addition, the Agreement will always indicate the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Service after those changes are posted.
All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.
This Agreement represents the entire understanding and agreement between you and Bankwiser regarding the subject matter of the same, and supersedes all other previous agreements.